Get A Quote Contact Us Home Page
  • Home
  • Get A Quote
    • AutomobileImage of right arrow
      • Auto Insurance Quote
      • Auto Quote Form (short)
    • Farm
    • Flood
    • Health
    • Homeowners
    • LifeImage of right arrow
      • Life Insurance Quote
      • Term Life Insurance Quote
    • Motorcycle
    • Other
  • Customer Service
    • Online Account Access
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Request Declaration and Coverages Page for Auto Policy
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
    • Business & CommercialImage of right arrow
      • Request ID Card for Commercial Auto Policy
      • Request General Liability Certificate of Insurance
    • Other
  • Blog
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Insurance Glossary
    • Frequently Asked Questions
  • About Us
    • About Clark Insurance Group
    • Our Locations
    • Employee Directory
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Home > Blog > Tech may advance, but personal touch adds value
TUESDAY, FEBRUARY 25, 2020

Tech may advance, but personal touch adds value

personal-touch-independent-agent
Your independent insurance agent can help you identify risks and advise on how to protect your home or business.

People’s lives change. Businesses grow and transform over time. That’s why we feel the consumer is best served by an independent insurance agent with the expertise to evaluate an evolving risk profile and offer educated advice and products that best match these needs.

Their clients can sleep easy.

GET PERSONAL

Technology will continue to advance and make our lives and businesses more efficient, but it’s the personal relationships between agents and their clients, and agents and their carriers, that bring value.

First-time insurance buyers are especially in need of the personal touch. The independent agent is in a unique position to help assess risk and offer guidance.

We live in a complex world, and online quoting platforms lack the personal touch, expertise and emotional IQ that an independent agent brings to the transaction.

Consider homeowner insurance. Far more goes into the cost to rebuild a home than the facts captured through a quick online questionnaire. It’s the deeper questions an agent asks that often reveal the client’s home’s unique and special features, such as highly customized buildouts and carefully selected fixtures and other structural details.

PROACTIVE POLICY REVIEW

Risk profiles change as life situations change, and regular contact with an agent could reveal those shifts coming on the horizon. Check in annually with your agent and have a conversation as part of your policy renewal. You may discover changes relevant to coverage:

  • Renovations, additions or new appliances that require additional coverage
  • Changes to driver status or garaging of cars by children at locations other than the home address
  • Purchases made that the homeowner policy doesn’t cover
  • Participation in ride share services or renting a portion of the home
BUSINESSES CHANGE, TOO

Business clients evolve, too – whether growing or scaling back – and annual discussions around coverage are critical.

Discuss changes in business that could alter your risk profile by reviewing:

  • Business income
  • Cyber risk
  • Buildings and property enhancements
  • Workforce
  • Transportation
  • Product Liability

Risk profiles will change with new endeavors, partnerships, investments and growth. Your independent agent’s ability to identify these risks and explain them surpasses the capabilities of a direct quote experience.

Posted 1:11 PM

Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2020
  • 2017
  • 2016
  • 2015


View Mobile Version
 
  • Cincinnati
  • Pekin
  • Indiana Farmers
  • Progressive
  • Auto Owners
  • Frankenmuth
  • Encompass
 
Social Media
HELPFUL LINKS: Home About Us Get A Quote Blog Contact Us Honest – Knowledge – Integrity.
© Copyright Clark Insurance Group. All rights reserved. Powered by Insurance Website Builder
Automobile Insurance Homeowners Insurance Business Insurance Life & Health Insurance
Find Us on Facebook Follow Us on Twitter Connect With Us On LinkedIn RSS